Fine print, in the open
The rules that keep Ours For Now from paying a broken tool.
Cover follows the value the host declared. It does not make Ours For Now the insurer. If the damage is bigger than the cover, the guest still owes the host. Ours For Now does not pay damage above that cover.
Ours For Now connects people. It does not own the thing.
The host owns the item, or has the right to lend it. The guest borrows it. Ours For Now runs the listing and the request. Ours For Now is not the lender, the renter, or an insurer.
Cover follows the value the host declared.
The host enters what the item would cost to replace. The daily price is 1% of that value, at least $5. Cover is 0.5% of that value a day, at least $1.
The host declared the value. Ours For Now does not pay damage above that cover. Ours For Now is not the insurer. If the loss is larger, the guest still owes the host the rest.
Ours For Now’s money at risk stops at the fee.
On a booking, Ours For Now’s responsibility is limited to the fee Ours For Now actually kept on that booking. Ours For Now does not insure the item, does not pay damage above the cover, and does not fund the rest of a loss.
Some laws do not allow a limit for death, personal injury, or fraud. Those laws still apply. If one sentence in these rules cannot be enforced, the rest still stand.
A car is not a drill.
A trailer or vehicle cannot go live until the host confirms it is registered and legal to hire, and that it has insurance. That confirmation is the host’s. Ours For Now does not provide that insurance and does not pay for a crash, an injury, or a total loss.